Financing · Every credit profile
Apply for financing.
About five minutes. We present your file to our lending partners and call you back with your options. Good credit, rebuilding, or new to Canada: apply anyway. Subject to credit approval.
- Vehicle
- About you
- Home
- Income
What are you looking for?
Financing questions
Will applying hurt my credit score?
Submitting an initial financing request does not necessarily affect your credit score. Depending on the lender and the application process, a credit check may be required, which could impact your score. We'll explain the process before proceeding.
Do you approve bad credit or a consumer proposal?
Having bad credit, a previous bankruptcy, or a consumer proposal doesn't automatically mean you can't get approved. Financing options may be available depending on your income, credit history, and financial situation. A down payment may help improve your chances of approval.
I'm new to Canada. Can I get financed?
Financing options may be available for newcomers to Canada, even with limited Canadian credit history. Depending on the lender, you may need proof of income, identification, and documents confirming your residency status. Our team can help you explore your options.
How long does approval take?
Many financing applications receive an initial response within 24 to 48 business hours. Some applications may take longer depending on the lender, required documents, and your financial situation.
Can I pay off my loan early?
Many auto loans in Canada allow you to pay off your remaining balance early without penalties. However, conditions vary by lender and loan agreement. We recommend reviewing your financing terms before signing.